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Read more about the article Housing is reasonably affordable and under-supplied relative to the formation of new households.

Housing is reasonably affordable and under-supplied relative to the formation of new households.

The U.S. economy is bifurcated. Jobs, personal income, auto sales and savings are in the plus column on the consumer side. Housing is reasonably affordable and undersupplied relative to the formation…

Continue ReadingHousing is reasonably affordable and under-supplied relative to the formation of new households.
Read more about the article The return OF one’s capital is more important than the return ON one’s capital.

The return OF one’s capital is more important than the return ON one’s capital.

Spectrum continues to honor the adage of "the return of one's capital is more important than the return on one's capital." Protecting capital has been paramount because deflation, economic disappointments and…

Continue ReadingThe return OF one’s capital is more important than the return ON one’s capital.

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