https://myspectrum.com/ 2026-07-07T15:32:41+00:00 1.0 daily https://myspectrum.com/team_member/molly-robertson/ 2026-07-01T18:03:09+00:00 0.6 yearly https://myspectrum.com/team_member/debbie-galloway/ 2020-08-18T16:23:04+00:00 0.7 yearly https://myspectrum.com/team_member/achara-chau/ 2020-08-18T16:24:11+00:00 0.7 yearly https://myspectrum.com/team_member/ty-neubauer/ 2020-08-18T16:24:41+00:00 0.7 yearly https://myspectrum.com/team_member/brenda-pitch%ef%bb%bf%ef%bb%bfer/ 2020-08-18T16:25:16+00:00 0.8 yearly https://myspectrum.com/team_member/tony-k-%ef%bb%bf%ef%bb%bfjung%ef%bb%bf%ef%bb%bf/ 2020-08-18T16:25:43+00:00 0.7 yearly https://myspectrum.com/team_member/lisa-sharp/ 2020-09-22T20:32:10+00:00 0.7 yearly https://myspectrum.com/team_member/michael-j-ottman-cfp/ 2020-08-21T13:38:30+00:00 0.7 yearly https://myspectrum.com/team_member/r-kelly-kelly/ 2023-03-13T13:45:50+00:00 0.7 yearly https://myspectrum.com/team_member/nancy-j-howard/ 2020-08-18T16:27:08+00:00 0.7 yearly https://myspectrum.com/team_member/ryan-kelly/ 2020-08-18T16:27:37+00:00 0.7 yearly https://myspectrum.com/team_member/marilyn-clyburn/ 2020-08-18T16:28:09+00:00 0.7 yearly https://myspectrum.com/risk-manage-concentrated-stock-position/ 2026-08-31T20:48:13+00:00 1.0 daily https://myspectrum.com/wp-content/uploads/2026/08/image-8-1024x768.png Rope safety net illustration representing strategies to risk manage a concentrated stock position https://myspectrum.com/trading-windows-and-financial-planning/ 2026-08-26T19:12:52+00:00 1.0 weekly https://myspectrum.com/wp-content/uploads/2026/08/image-7-1024x683.png Ink and watercolor illustration of a formal document resting on a desk, with several passages underlined in blue, representing a company insider trading policy filed as Exhibit 19. https://myspectrum.com/insider-trading-policy/ 2026-08-25T18:05:19+00:00 1.0 weekly https://myspectrum.com/wp-content/uploads/2026/08/image-6-1024x683.png Laptop screen displaying a public securities filing database search results page. https://myspectrum.com/ipo-lockup-expiration/ 2026-08-25T18:07:20+00:00 1.0 weekly https://myspectrum.com/wp-content/uploads/2026/08/image-5-1024x512.png Watercolor illustration of an unlocked door with three closed doors behind it, symbolizing IPO lockup expiration https://myspectrum.com/concentrated-stock-trust-slat-grat/ 2026-08-25T23:11:34+00:00 1.0 weekly https://myspectrum.com/wp-content/uploads/2026/08/image-3-1024x683.png Blueprint diagram showing an estate connected to three heirs, representing concentrated stock trust and wealth transfer planning https://myspectrum.com/portfolio-around-concentrated-stock/ 2026-08-04T23:25:04+00:00 0.9 monthly https://myspectrum.com/wp-content/uploads/2026/08/image-1-1024x611.png Portfolio around concentrated stock shown as a balance counterweight https://myspectrum.com/sequence-of-returns-risk/ 2026-08-04T21:29:59+00:00 0.9 monthly https://myspectrum.com/wp-content/uploads/2026/07/image-9-1024x768.png Abstract illustration of sequence of returns risk showing two identical investors with different investment outcomes https://myspectrum.com/backdoor-roth-ira-high-income-executives/ 2026-08-04T22:15:08+00:00 0.9 monthly https://myspectrum.com/wp-content/uploads/2026/07/image-6-1024x819.png Abstract illustration of coins arcing past a closed door and through an open one, symbolizing the backdoor Roth IRA https://myspectrum.com/executive-golden-handcuffs/ 2026-08-04T22:42:29+00:00 0.9 monthly https://myspectrum.com/wp-content/uploads/2026/07/image-4-1024x768.png Ink and watercolor illustration of executive golden handcuffs, a pair of gold handcuffs representing unvested equity that keeps senior leaders in place https://myspectrum.com/iso-exercise-alternative-minimum-tax/ 2026-08-04T22:52:20+00:00 0.9 monthly https://myspectrum.com/wp-content/uploads/2026/07/image-2-1024x768.png Executive reviewing ISO alternative minimum tax documents at desk with Southern California coastal view https://myspectrum.com/should-you-participate-in-deferred-compensation/ 2026-08-05T18:00:03+00:00 0.9 monthly https://myspectrum.com/wp-content/uploads/2026/07/image-1-1024x683.png Watercolor illustration of a deferred compensation election form and pen beside an enrollment deadline calendar https://myspectrum.com/estate-tax-exemption-2026-concentrated-stock/ 2026-08-05T18:41:17+00:00 0.9 monthly https://myspectrum.com/wp-content/uploads/2026/07/image-1024x683.png Estate tax exemption 2026 concentrated stock — executive reviewing estate plan with employer stock holdings at sunset https://myspectrum.com/mid-year-equity-compensation-review/ 2026-08-05T20:27:07+00:00 0.9 monthly https://myspectrum.com/wp-content/uploads/2026/06/image-2-1024x704.png Financial advisor and executive client reviewing a mid-year equity compensation checklist and calendar during an advisory meeting https://myspectrum.com/deferred-compensation-distribution-election/ 2026-08-05T20:36:15+00:00 0.9 monthly https://myspectrum.com/wp-content/uploads/2026/06/image-1-1024x768.png Deferred compensation distribution election review before executive career transition https://myspectrum.com/what-is-an-ria/ 2026-08-05T23:36:15+00:00 0.9 monthly https://myspectrum.com/wp-content/uploads/2026/06/Blog-39-Image-1024x683.png What is an RIA — a registered investment adviser meeting with an executive client to review a personalized financial plan https://myspectrum.com/iso-exercise-timing-tax-planning/ 2026-08-07T15:56:54+00:00 0.9 monthly https://myspectrum.com/wp-content/uploads/2026/06/Blog-38-Image-1024x768.png Executive reviewing ISO exercise timing documents at a desk with a year-end planning calendar in the background https://myspectrum.com/nonqualified-deferred-compensation-plans-executives/ 2026-08-07T15:59:48+00:00 0.9 monthly https://myspectrum.com/wp-content/uploads/2026/06/Blog-37-Image-1-1024x725.png Stipple illustration of a ledger with an isolated line item representing nonqualified deferred compensation balance on an employer https://myspectrum.com/equity-compensation-when-you-leave-a-company/ 2026-08-07T16:04:18+00:00 0.9 monthly https://myspectrum.com/wp-content/uploads/2026/06/Blog-36-Image-1024x725.png An illustration representing what happens to equity compensation when you leave a company, showing an open door with warm light and faint document shapes in a quiet hallway. https://myspectrum.com/estate-planning-with-concentrated-stock/ 2026-08-07T16:07:56+00:00 0.9 monthly https://myspectrum.com/wp-content/uploads/2026/06/Blog-35-Image-1024x725.png Family tree diagram showing concentrated stock wealth transferring across generations through estate planning https://myspectrum.com/net-unrealized-appreciation-401k-company-stock/ 2026-08-07T16:11:01+00:00 0.9 monthly https://myspectrum.com/wp-content/uploads/2026/05/Blog-34-Image-1024x725.png Executive reviewing IRA rollover and NUA election folders at desk, weighing net unrealized appreciation tax strategy for company stock in 401(k). https://myspectrum.com/espp-planning-qualified-disqualified-dispositions/ 2026-08-07T16:16:22+00:00 0.9 monthly https://myspectrum.com/wp-content/uploads/2026/05/Blog-33-Image-1024x683.png ESPP planning timeline showing qualified and disqualified disposition holding periods https://myspectrum.com/california-residency-equity-compensation-tax-planning/ 2026-08-07T16:18:56+00:00 0.9 monthly https://myspectrum.com/wp-content/uploads/2026/05/Blog-32-Image-1024x725.png California state flag beside a tax form representing tax planning for equity compensation under California residency rules https://myspectrum.com/10b5-1-plan-selling-company-stock/ 2026-08-07T16:21:06+00:00 0.9 monthly https://myspectrum.com/wp-content/uploads/2026/05/Blog-31-Image-1024x725.png 10b5-1 plan calendar with pre-set trading dates marked on an open planner representing scheduled stock sales https://myspectrum.com/retirement-planning-equity-compensation-executives/ 2026-08-07T16:22:59+00:00 0.9 monthly https://myspectrum.com/wp-content/uploads/2026/05/Blog-30-Image-1024x725.png Retirement planning equity compensation concept: executive in garage with stacks of stock certificates looking out toward home and retirement https://myspectrum.com/the-single-stock-illusion-in-bull-markets/ 2026-08-07T16:25:33+00:00 0.9 monthly https://myspectrum.com/wp-content/uploads/2026/05/Blog-29-Image-1024x725.png Watercolor illustration showing a public company executive standing on a rising bull-market chart above a steep California coastal cliff, symbolizing concentration risk in bull markets and the hidden risks of concentrated employer stock exposure, RSUs, and executive financial planning in Newport Beach. https://myspectrum.com/when-compensation-inadvertently-shapes-portfolio-construction/ 2026-05-12T21:48:32+00:00 0.9 monthly https://myspectrum.com/wp-content/uploads/2026/05/Blog-28-Image-1024x725.png Cartoon of an executive lifted off a balance scale by an oversized stock certificate, illustrating executive compensation portfolio strategy. https://myspectrum.com/what-to-do-before-a-stock-trading-blackout-period/ 2026-05-12T21:47:37+00:00 0.9 monthly https://myspectrum.com/wp-content/uploads/2026/05/Blog-27-Image-1-1024x725.png Corporate executive reviewing blackout period planning, trading windows, and equity plan timing before an insider stock transaction. https://myspectrum.com/accessing-liquidity-from-concentrated-stock/ 2026-05-12T21:17:25+00:00 0.9 monthly https://myspectrum.com/wp-content/uploads/2026/04/Blog-26-Embedded-Image.png Executive liquidity from concentrated stock illustrated by executive inside vault of RSUs and stock options reaching for cash https://myspectrum.com/tax-trap-concentrated-stock/ 2026-05-12T21:45:11+00:00 0.9 monthly https://myspectrum.com/wp-content/uploads/2026/04/Copy-of-Blog-24-Embedded-Image-1024x819.png Executive stepping into hidden tax trap illustration, symbolizing tax planning concentrated stock decisions and risks of waiting for higher stock prices https://myspectrum.com/vesting-schedule-timing-risk/ 2026-05-12T21:47:09+00:00 0.9 monthly https://myspectrum.com/wp-content/uploads/2026/04/Untitled-design-8-1024x683.png Watercolor illustration of an executive facing a structured vesting grid and volatile coastal market waves, representing vesting schedule timing risk in equity compensation planning https://myspectrum.com/diversification-company-stock/ 2026-05-12T21:23:03+00:00 0.9 monthly https://myspectrum.com/wp-content/uploads/2026/04/image-4.png illustration of an executive’s hand hovering between two neutral buttons labeled “Diversify Portfolio” and “Hold company stock” in a minimalist boardroom, symbolizing the decision to diversify versus maintaining concentrated company stock and highlighting diversification considerations for executives. https://myspectrum.com/rsus-vs-stock-options-planning/ 2026-05-12T21:43:34+00:00 0.9 monthly https://myspectrum.com/wp-content/uploads/2026/04/image-3-1024x683.png Senior executive in boardroom thoughtfully comparing RSUs and stock options, illustrating planning complexity in equity compensation decisions https://myspectrum.com/secondary-risks-concentrated-stock/ 2026-04-14T16:48:54+00:00 0.9 monthly https://myspectrum.com/wp-content/uploads/2026/04/image-2.png Illustration of secondary risk in concentrated portfolios where income, equity compensation, and career depend on the same company https://myspectrum.com/exchange-fund-concentrated-stock/ 2026-05-12T21:25:45+00:00 0.9 monthly https://myspectrum.com/wp-content/uploads/2026/04/Analyzing-market-trends-in-the-office-1024x683.png illustration of two professionals analyzing financial charts on a monitor, representing an exchange fund strategy for diversifying concentrated stock positions https://myspectrum.com/faqs-concentrated-stock/ 2026-05-12T21:26:17+00:00 0.9 monthly https://myspectrum.com/wp-content/uploads/2026/04/Concnetrated-stock-FAQs-1024x683.png illustration of a large question mark surrounded by financial charts and executive imagery, representing key decisions in concentrated stock planning https://myspectrum.com/borrowing-against-stock/ 2026-05-12T21:18:48+00:00 0.9 monthly https://myspectrum.com/wp-content/uploads/2026/04/image.png illustration of two executives shaking hands beside a vault labeled “stock portfolio,” symbolizing a strategy to borrow against stock without selling assets, with one holding a bag labeled loan to represent liquidity access https://myspectrum.com/protecting-concentrated-stock-without-selling/ 2026-05-12T21:29:07+00:00 0.9 monthly https://myspectrum.com/wp-content/uploads/2026/03/concentrated-stock-position-risk-management-visual-1024x683.png protecting concentrated stock visual showing pie chart allocation with shield symbol representing downside risk management and hedging strategies https://myspectrum.com/career-and-concentrated-stock-risk/ 2026-05-12T21:19:30+00:00 0.9 monthly https://myspectrum.com/wp-content/uploads/2026/03/image-3-1024x683.png illustration of a corporate executive tied by ropes labeled income and equity to an employer building, symbolizing concentrated stock risk and income concentration. https://myspectrum.com/what-to-do-with-vested-rsus/ 2026-03-24T15:30:07+00:00 0.9 monthly https://myspectrum.com/wp-content/uploads/2026/03/image-2-1024x683.png Illustration of executive choosing between selling at vesting or holding shares, wheighing decisin of what to do with Vested RSUs https://myspectrum.com/diversify-concentrated-stock-dream-framework/ 2026-03-23T18:20:55+00:00 0.9 monthly https://myspectrum.com/wp-content/uploads/2026/03/image-1-1024x683.png Senior executive reviewing a tablet at a five-way crossroads labeled Defer, Risk Mgmt, Estate, Allocate, and Monetize, illustrating strategies to diversify concentrated stock https://myspectrum.com/how-much-portfolio-should-be-one-stock/ 2026-05-12T21:26:40+00:00 0.9 monthly https://myspectrum.com/wp-content/uploads/2026/03/Blog-13-Image-1024x683.png Cartoon of executive next to portfolio pie chart dominated by company stock illustrating the question how much portfolio should be one stock https://myspectrum.com/reinvest-after-selling-stock/ 2026-05-12T21:55:30+00:00 0.9 monthly https://myspectrum.com/wp-content/uploads/2026/03/image-1024x683.png Cartoon illustration of a business executive pouring coins from a jar labeled “Stock Sale Proceeds” into buckets labeled Diversification, Retirement, Tax Planning, and Income, representing strategies to reinvest after selling stock from a concentrated position. https://myspectrum.com/equity-compensation-diversification/ 2026-05-12T21:55:03+00:00 0.9 monthly https://myspectrum.com/wp-content/uploads/2026/03/Blog-11-Image-1024x683.png Executive reviewing diversification plan while standing on company stock, with pillars representing stocks, bonds, real estate, and cash for equity compensation diversification. https://myspectrum.com/executive-liquidity-planning-beyond-rsus/ 2026-03-10T15:58:41+00:00 0.9 monthly https://myspectrum.com/wp-content/uploads/2026/03/Blog-10-Image-1024x683.png Cartoon-style illustration of a corporate executive analyzing RSU planning strategy, with a river labeled “RSUs” branching into pools labeled Retirement, Taxes, Diversification, and Liquidity, representing financial planning decisions for equity compensation. https://myspectrum.com/concentrated-stock-risk-retirement-timing/ 2026-05-12T21:22:06+00:00 0.9 monthly https://myspectrum.com/wp-content/uploads/2026/03/Blog-9-Image-1024x683.png Cartoon illustration of a balance scale comparing maintaining a concentrated employer stock position with retiring on your own timeline and terms, symbolizing executive retirement timing and concentrated stock risk. https://myspectrum.com/charitable-planning-with-employer-stock/ 2026-02-26T21:12:50+00:00 0.9 monthly https://myspectrum.com/wp-content/uploads/2026/02/Blog-7-Image-1.png Rustic railroad tracks merging at a junction symbolizing Charitable Planning with Employer Stock, with signposts for risk exposure, tax considerations, and long-term financial goals. https://myspectrum.com/cash-flow-volatility-equity-pay-stability/ 2026-05-15T17:12:47+00:00 0.9 monthly https://myspectrum.com/wp-content/uploads/2026/02/Blog-6-Image-1024x538.png Infographic showing fluctuating income over time for restricted stock units (RSUs), with a clean blue and gray financial planning design. A line graph labeled “Income” on the vertical axis and “Time” on the horizontal axis highlights key equity compensation events: RSU Grant, Vesting, Blackout Period, and Exercise Window. Simple icons represent each stage, including a gift box for grant, checkmark for vesting, lock for blackout period, and rising chart for exercise window. The visual illustrates income peaks at vesting and exercise, with a dip during the blackout period, in a minimalist RIA-style layout suitable for a wealth management blog. https://myspectrum.com/rsus-executive-retirement-planning-timing/ 2026-02-26T21:13:28+00:00 0.9 monthly https://myspectrum.com/wp-content/uploads/2026/02/Woman-standing-at-beach-1-1024x573.jpg https://myspectrum.com/liquidity-planning-with-equity-compensation/ 2026-05-12T21:27:34+00:00 0.9 monthly https://myspectrum.com/wp-content/uploads/2026/02/Wealthy-family-walking-toward-beach-1024x573.jpg https://myspectrum.com/concentrated-stock-risk-after-vesting/ 2026-02-10T17:19:45+00:00 0.9 monthly https://myspectrum.com/wp-content/uploads/2026/02/Contemplative-Beachgoer-1024x573.png https://myspectrum.com/rsu-withholding-vs-true-tax-cost/ 2026-02-26T21:15:02+00:00 0.9 monthly https://myspectrum.com/wp-content/uploads/2026/02/RSU-Tax-Planning-Blog-2-1024x769.png https://myspectrum.com/understanding-rsu-tax-planning/ 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